Costs and Coverage of Septic Tank Warranties
October 27, 2023

Septic systems are the preferred wastewater treatment solution for homeowners who live in rural or isolated areas without access to a centralized municipal sewage system. Septic systems are less expensive to establish than public sewage lines and, when properly maintained, are a more environmentally friendly way of waste treatment. Septic failure, on the other hand, can endanger both your health and your wallet. Choosing a home warranty that includes septic system coverage can save you money on routine inspections, septic tank pumping Chattanooga, TN, and unavoidable repairs. 


Continue reading for more information on what a house warranty’s septic coverage includes and other helpful hints for maximizing the long-term performance of your septic system.

What is a Septic System Warranty

A basic home warranty is an annual service contract that covers the main appliances and systems in your house when they fail due to regular wear and tear. Septic system coverage is typically not included in the core coverage conditions of most home warranty plans, although it can be added as an optional item. We recommend a home warranty with septic system coverage for all households with decentralized wastewater systems. A septic warranty makes sure you’re covered when something goes wrong with your septic system. 


Usually, these systems are covered for a limited time with a manufacturer’s warranty: as long as the equipment was installed correctly, these warranties usually include repair or replacement for instrumental defects. Usually, septic warranty coverage would be available as an optional add-on through your home warranty company. With proper maintenance, your septic system should last 15 to 20 years.(1) Different home warranty service providers provide varying amounts of septic system coverage; however, the majority will include maintenance for the following:



It is crucial to hire septic tank pumping companies in Chattanooga area whenever your septic tank needs pumping, as they are qualified and will do the job right, extending your tank’s lifespan. 

How a Septic System Warranty Works

Understanding how the home warranty coverage process works in advance is the most efficient method to ensure a stress-free experience if you ever need a septic tank pumping Chattanooga, repair or replacement around your house. 


  • Find an Issue: Maybe you’ve noticed standing water near your septic tank’s access point, or you’ve been experiencing more indoor plumbing stoppages than usual. If you suspect a problem with your septic system, you must act quickly to avoid further costly secondary damage. 
  • Make a Claim: Most top home warranty companies provide 24-hour customer service. To make a service request, contact your service provider or file an online claim using your designated online customer portal. 
  • Initial Service Visit: Your provider will dispatch one of their in-network service professionals to inspect your septic system. Once the problem has been identified, they will provide your home warranty provider with a general cost for the job, and you will be responsible for the service call fee.
  • Chattanooga septic tank pumping, repair, or replacement: A service appointment will be scheduled once your provider approves the initial technician’s maintenance recommendations. Most firms will only service your sewage system via pre-existing access points. 


Your home warranty does not cover any faults that may necessitate excavation. Exclusions for septic system coverage will vary by the home warranty company; however, most will not cover expenditures connected to the following:


  • Leach, field, and lateral lines
  • Inadequate capacity
  • Complete tank cleanings
  • Waste removal
  • Leach beds and tile fields
  • Intrusion of tree roots
  • Accessing the septic tank beyond the main inspection pipe
  • Damage caused by poor maintenance or system neglect

Septic Warranty Cost

Because septic system coverage is typically only provided as an add-on to a house warranty, you must first obtain home warranty coverage. Property warranties typically cost around $50 a month, depending on the level of coverage, region, provider, and size of your property. Because not all warranties are the same, consider obtaining sample quotations from each supplier and assessing the benefits and drawbacks of each. Different businesses will have varying amounts of coverage and different policies, so conduct your own research while evaluating your demands.

septic tank pumping chattanooga

How to Find the Best Septic Warranty

Consider the following tips when finding the best septic warranty. 

  • Examine the terms and scope of coverage: Examine the service contract’s terms and conditions carefully to determine which components and concerns are covered. Look for comprehensive coverage that includes crucial system components like the tank, drain field, pumps, and other components. Check that the warranty covers common issues, including blockages, leaks, and mechanical failures.
  • Examine the options for length and renewal: Consider the warranty length and whether it meets your requirements. Some warranties provide coverage for a set number of years, while others may provide lifelong coverage. Check whether the contract can be renewed or extended after the initial term expires.
  • Examine the reputation and customer service of the warranty provider: On third-party sites such as BBB or Trustpilot, look for a credible company with favorable client ratings and a track record of responsive customer service. Examine the company’s reputation and see if they have a track record of promptly and efficiently honoring claims.
  • Learn about the exclusions and the claim process: Read the warranty exclusions carefully to identify any limitations or specific conditions that may invalidate a claim. Watch out for exclusions such as a lack of regular maintenance, incorrect system use, or pre-existing concerns. Learn about the claim procedure, including how to report difficulties, the documents needed, and the timeframe for claim settlement. Knowing these things will help you make an informed selection and avoid unpleasant surprises.

Endnote

If you want comprehensive coverage for your home, you should get a house warranty with a septic system add-on instead of a manufacturer’s warranty. Home warranties cover wear and tear expenses on numerous systems and appliances, and homeowners can choose varying levels of coverage based on their obligations. If you’re searching for a septic warranty, consider getting free quotes from home warranty companies and assessing your options once you’ve received information on the cost to pumping septic tank in Chattanooga, TN, and other related warranty information.


For more information on Flush Fellas Septic & Excavating and our services, feel free to reach us via phone today: (423) 498-9839.


About the author

Charles Chandler

Charles Chandler is the founder of Flush Fellas, a septic and excavating company based in Chattanooga, TN. With a passion for providing top-notch services to his clients, Charles has established himself as a prominent figure in the industry. He has extensive knowledge of septic systems, excavation, and drainage solutions, which he uses to offer customized services that meet the specific needs of his clients. Charles is committed to providing exceptional customer service and building long-term relationships with his clients. He is dedicated to staying up-to-date with the latest industry trends and innovations to ensure that Flush Fellas continues to offer the best services possible.

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